Home ownership costs surged 40% since 2019 — buyers squeezed

Digest Newsletter

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Home ownership costs surged 40% since 2019 — buyers squeezed
Digest Newsletter · Jun 21, 2026
Home ownership costs surged 40% since 2019 — buyers squeezed

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Mortgage rates, taxes and insurance are acting like an overcrowded elevator—everyone's squeezed and nobody likes the new music. The biggest story today: owning a home just got a lot pricier and a lot less attainable for many households.

Real Estate

Mortgage, tax and insurance hikes push home costs sharply higher

Rising mortgage costs, property taxes and insurance have combined to lift total annual homeownership expenses by more than 40% since 2019, making ownership unaffordable for many buyers. [P]The WSJ analysis breaks down how each component—loans, taxes and premiums—adds up to a much steeper bill and a smaller pool of potential homeowners.